Independent Underwriting

Forward a deal.Know in 60 seconds.

Your wholesaler's analysis is marketing. Kiso cross-references their numbers against real market data and tells you exactly when they don't add up — and when they do.

KISO ANALYSIS
74
PASS
412 Elmwood Dr, Memphis TN 38104 · SFR · $118,000
✓ Rent Upside Confirmed
Wholesaler projected $1,050/mo. RentCast comps show $1,260 median for this submarket. At actual rent, CoC jumps from 6.2% to 9.8% — and still holds at 18% vacancy stress.
Cash-on-Cash
9.8%
Seller: 6.2%
Monthly Cash Flow
+$390
Seller: +$180
Rent (Actual Comps)
$1,260
Seller: $1,050
Downside Score
61
KISO ANALYSIS
29
FAIL
1847 Gratiot Ave, Detroit MI 48207 · SFR · $87,500
⚠ Tax Trap Detected
Seller used assessed value ($18K) not the effective tax rate. Actual taxes: $11,500/yr. That single error turns a 9.1% CoC into 1.8% — and the deal cash-flow negative in the downside scenario.
Cash-on-Cash
1.8%
Seller: 9.1%
Monthly Cash Flow
−$180
Seller: +$520
Downside Cash Flow
−$340
Seller: +$520
Downside Score
11
Three steps. Sixty seconds.
Forward an email, drop a PDF, or paste a link. Kiso does the rest.
01

Forward the deal

Send the wholesaler's email, PDF, or listing link to deals@kiso-ai.com. No reformatting. No data entry. Send it exactly as you got it.

02

Kiso runs the analysis

AI extracts every number. Pulls real rent comps and tax data. Cross-validates the seller's projections. Stress-tests across three scenarios. Scores 0–100.

03

Get your verdict

A complete underwriting report lands in your inbox in 60 seconds. Every assumption shown. Every discrepancy flagged. Every step transparent.

Other tools do the math. We catch the mistake.
Calculators take the seller's numbers at face value. Kiso cross-references them against real market data — and tells you when they don't add up.

Catches seller discrepancies

"Your wholesaler's tax assumption was off by $9,400/year. That drops CoC from 9% to 1.8%." No other tool does this.

Deterministic math

The AI decides what to analyze. Python does the arithmetic. Numbers are never hallucinated — every calculation is verifiable code.

Real market data

Rent comps from RentCast. Property tax from ATTOM and live web research. Kiso knows that a Detroit property doesn't have a 1.2% tax rate.

Stress-tested by default

Every deal gets Base, Downside, and Upside scenarios. Breakeven vacancy is always surfaced. You see how the deal performs when things go wrong.

Where Kiso sits
Above the calculators. Far below enterprise pricing. The only tool built to question the numbers, not just process them.
CalculatorsWholesaler ToolsEnterprise CREKiso
Questions seller assumptionsNoNo — they're the sellerNoYes
Real rent comps & tax dataManual entrySeller-providedSome integrationsAutomated
Stress-tested scenariosManualNoYesBy default
Time to analyze30–90 minN/A — seller's reportHours60 seconds
Price$20–30/moFree (they want to sell)$350–15K/yr$79/mo
ExamplesDealCheck, BP CalcPortfolioProjectorARGUS, Cactus AIkiso-ai.com
Start free. Upgrade when you're ready.
A rounding error against a $150K acquisition.
Free to start
No credit card. 3 deals/month to try it out.
  • AI deal analysis & scoring
  • 3-scenario stress testing
  • Shareable PDF reports
  • 1 buy box
Get Started Free
$49/mo
Pro — everything in Free, plus email ingestion. Launch price.
  • 25 deals/month
  • Forward deals to deals@kiso-ai.com
  • PDF attachment analysis
  • Multiple buy boxes
  • Priority support
See All Plans

Stop trusting the seller's math.

Forward your next deal. Get independent underwriting in 60 seconds.

Try Kiso Free
deals@kiso-ai.com